When Parents Become the Safety Net: How the Guarantor Trend Is Reshaping American Family Finances
Millions of young Americans are turning to their parents not just for emotional support, but for financial backing—co-signing leases, loans, and mortgages in record numbers. This deepening reliance on family guarantors reflects broader structural pressures in the economy, from crushing student debt to a housing market that has priced out an entire generation. Understanding what this trend means for family balance sheets—and family relationships—has never been more important.